fWiser bridges deep financial expertise with cutting-edge technology — building the API, BaaS, and open banking infrastructure that powers the next generation of financial services across MENA, Turkey, and beyond.
We are not consultants theorizing about fintech — we are executers who have built, regulated, and exited financial technology businesses across multiple markets.
End-to-end financial technology and innovation infrastructure: e-money institutions, payment gateways, BaaS platforms, and open banking integrations.
Driving fintech innovation through open innovation frameworks, R&D programs, EU grants, and ecosystem development.
Early-stage investments and venture building in fintech and emerging tech, with a dedicated VC fund based in Dubai DIFC.
Our team has operated across Turkey, UAE, and UK — navigating BRSA, DFSA, and FCA regulated environments with hands-on execution experience.
C-suite and board-level management of fintech companies from early stage to scale.
E-money institutions, payment gateway architecture, POS and wallet infrastructure.
Banking-as-a-Service platform development, BRSA licensing, bank API integration.
Open banking frameworks (PSD2, BRSA), regulatory strategy, consent management.
Founding and operating licensed e-money institutions in regulated markets.
Venture capital fund structuring, LP relations, CMB (Capital Markets Board of Turkey) regulatory compliance.
International money transfer, FX corridors, correspondent banking, SWIFT/SEPA.
AI-driven user growth, robotics, computer vision, and marketing technology platforms.
Deep expertise across BRSA (Turkey), DFSA (Dubai), and FCA (UK) regulatory environments.
Each revenue stream feeds and amplifies the others — creating a flywheel where fintech infrastructure powers embedded finance.
We back founders building the financial infrastructure of emerging markets — prioritizing platforms with regulatory defensibility, cross-border applicability, and embedded finance potential.
Our founding team brings hands-on experience across digital banking, BaaS, open banking, e-money institution management, VC fund management, and cross-border payments.
25+ years of banking and technology leadership. Grew NEOHUB from $3M to $100M market cap. As SVP & Deputy CDO at DenizBank, managed 8.5M digital customers and $125M digital profit.
18+ years in Fintech, innovation, strategy and ecosystem development. Spun off fastPay as an independent e-money institution. Co-founded 2 startups.
22+ years in banking technology and sales leadership. Built BaaS, open banking and API banking business models from scratch. BRSA processes and fintech partnerships at NEOHUB.
15+ years in banking including VP of Digital Payment Systems at DenizBank, followed by global BD leadership at Getcontact & Teknasyon. E-money & payment institution business development.
Headquartered in Istanbul and Dubai DIFC, with active expansion across MENA, Europe, and Asia-Pacific.
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